Tuesday, August 27, 2013

How to Enroll 3rd Party Accounts for BPIExpressOnline Fund Transfer

Transferring funds between your BPI accounts is easy with BPIExpressOnline. All you need is to enroll your BPI accounts and then transfer funds in the "My Portfolio" page of your BPIExpressOnline. For detailed steps for transferring funds between your BPI accounts, please visit my blog post How to Transfer Funds in BPIExpressOnline. If you are yet to enroll your BPI account, please read my post How to Enroll at BPIExpressOnline.

There are times that you need to transfer funds to a BPI account that is not yours. Transferring funds to a 3rd party account is not easy because BPIExpressOnline requires enrollment.

Here are the steps when enrolling 3rd party accounts for BPIExpressOnline transfer.

Step 1: To initiate 3rd party account enrollment, go to "My Portfolio" and hover the mouse cursor over the "Funder Transfer" link. Click on the "Enroll Third Party Accounts" link on the drop down menu.

Step 2: The next step is selecting the method of enrollment that is most convenient to you. There three methods that you can choose from. These methods are: "Print, Sign and Mail"; "Print, Sign and Submit Form to Your Branch"; and "Visit Your Branch". Please click the image below for a larger view.

I selected the "Print, Sign and Submit Form to Your Branch" method in this case. You can select the method that you want by clicking the radio button beside your selected method.

Step 3: The next step is that you fill out the details of the 3rd party account enrollment. Please click the image below for a larger view.

Select your BPI account that you want to be source of the funds. Type in the joint account indicator (JAI) number. Then you should type in the account name and account number of the 3rd party account.

Check if you typed in the correct info then click the "Continue" button.

Step 4: Verify the correctness of your data on the "Third Party Funds Transfer Enrollment Form". Click the "Submit & Print" button if you see no error in the form. Please click the image below for a larger view.

A confirmation page will appear after you clicked the "Submit & Print" button.

Step 5: The last step is submitting the "Third Party Funds Transfer Enrollment Form" to the branch where your BPI account is based. The BPI branch staff will process the enrollment. All you need to do is wait for the 3rd party account to appear to your BPIExpressOnline account.

Reminders for BPIExpressOnline Fund Transfer Enrollment

1. Please take note that only 20 is the maximum number of accounts that can be enrolled in a BPI account number. Meanwhile, 140 is the maximum number of accounts that can be enrolled per client. "Accounts" in this case bills or merchants and government institutions enrolled in bills payment, Express Cash or Express Money Order cards enrolled for reloading, prepaid mobile numbers enrolled in Prepaid Cellphone Reload facility and all third party account enrollments.

2.The third party accounts that are eligible for BPIExpressOnline fund transfer facility are the following: Express Teller Savings or Checking Accounts (individual account), Passbook Savings Account (individual account), Maxi Accounts for Individuals, Platinum Savings or Platinum for Kids, BPI Direct Savings and Checking Accountd, and Pangarap Savings.


Images on this blog post was obtained from BPIExpressOnline

Monday, August 19, 2013

How to Enroll Bills in BPIExpressOnline

I'm a forgetful person and one thing that I usually forget to do is paying my Smart Bro bills. This activity is at the fringe of my mind but the Smart Center is out of my way so I forget about it. I don't want to forget about paying my Smart Bro bills so I decided to enroll my Smart Bro bill to my BPIExpressOnline account.

Enrolling bills in BPIExpressOnline is required before I can pay my Smart Bro bills so I have no choice but to enroll first before paying.

Take note that before you can pay your bills through BPIExpressOnline, you should enroll your BPI account first. Please read my post on how to enroll your account in BPIExpressOnline.

Here are the easy steps that I did to enroll my Smart Bro bills.

Step 1: Log-in to your BPIExpressOnline account.

Step 2: Hover the mouse pointer over “Payment & Reloading” then hover over “Bills Payment” and then click on “Enroll All Other Bills”.

Step 1 of enrolling for BPIExpressOnline Bills Payment

Step 3: Fill up the necessary details. Choose the BPI account that will be the source of fund for payment. Type in the Joint Account (JAI) number. Select the company, which in this case is Smart Communications Inc. Finally, type in the reference number of you billing account.

Check if you placed correct information before clicking the “Submit” button. For details, see the image below.

Step 2 of BPIExpressOnline Bills Payment

Step 4: A pop-up window confirming if you placed the correct info (see imae below) will appear. Click the “OK” button if all the info are correct.

Step 3 of BPIExpressOnline Bills Payment

Step 5: The Confirmation Page will appear. This means that you are now done enrolling your billing account. You can now pay your bill through the BPIExpressOnline.

Confirmation page for enrolling for BPIExpressOnline Bills Payment

Now you must read my post on how to pay your enrolled bills in BPIExpressOnline.

Saturday, August 17, 2013

5 Easy Steps in Checking ATM Balance in BancNet

BancNet is one of the largest networks of banks in the Philippines. Their website says that BancNet is the country’s “largest Automated Teller Machine (ATM) consortium”. This network is composed of large banks including Allied Bank, Bank of Commerce, China Bank, RCBC, UCPB and Land Bank.

One thing that I think is the use of BancNet is in making it easy for people to access their bank accounts through its network of ATMs. But ATM is not only BancNet’s powerful tool. I discovered (with the help of my Beloved) that BancNet website offers myriad of services and of these is balance inquiry.

Here is a simple procedure that you can follow to inquire you bank account’s balance through the BancNet website. Take note that this service is only available for banks that are members of BancNet. Take note that I used RCBC ATM card for this post.

Step 1: Go to BancNet website.

Step 2: Hover the mouse pointer over the “Personal” button and then a drop-down menu will appear. Click on the “ATM Services”.

ATM services of BancNet

Step 3: On the new page that will appear, select your bank in the drop down menu. I selected RCBC Savings Bank in this case.

Selecting RCBC in BancNet

Click the “Go” button after you selected the bank that you want.

Step 4: The “Terms and Condition” page will appear. Just click “I Agree” button to proceed.

Step 5: In the “Balance Inquiry” page, type in the ATM number and your PIN. You also need to select the account type by clicking on the “Choose Account Type” menu. Click the “Submit” after typing in the correct info.

Input bank info in BancNet

Your account balance will now appear.


BancNet’s ATM facility is very useful but there are some things that you should keep in mind when using it. First is to make sure that no one is looking when you type in your PIN and when you are checking your balance. Second is that you should not give your ATM PIN to other people.