One of the reasons why I like banking with Bank of the Philippine Islands (BPI) is because it allows me to pay my purchases in flexible ways. Whenever I go shopping, all I need to bring directly to the cashier is my BPI ATM card. My BPI ATM card is as good as cash.

Another advantage with banking in BPI is that it allows me to pay my bills through BPIExpressOnline. This flexible way of paying bills helps avoid the hassle of going to payment centers. It also helps me avoid my time to be wasted on waiting on long lines. Bills payment with BPIExpressOnline makes my life easy.

So how can you enjoy this easy way of paying bills? It’s easy. All you have to do is to apply your BPI savings account in BPIExpressOnline. The next step is to enroll your bills.

How to Enroll Your Bills in BPIExpressOnline

1. Log-in to your BPIExpressOnline account.

2. In the “Payments and Reloading” menu, choose “Bills Payment” then “Enroll Other Bills.”

3. Fill out the enrollment form by providing the required information. Click “Submit” button when finished.
BPIExpressOnline enroll bills window

You will know that you successfully enrolled your bill in BPIExpressOnline if you see a confirmation page after you clicked “Submit.”

How to Pay Bills Using BPIExpressOnline

1. In the “Payments and Reloading” menu, choose “Bills Payment” then “Pay Bills Today.”

2. Choose the enrolled merchant (i.e. MERALCO, Manila Waters, PLDT) that you will pay. Then enter the amount that you will pay.
BPIExpressOnline pay bills window 1

3. Select your BPI account where the payment will be debited from.
BPIExpressOnline pay bills window 2

4. Click the “Submit” button then click “OK” to confirm your payment. You will know that you successfully paid your bill if a confirmation page appeared.

So easy, isn’t it? That’s why it is good that you apply for an account in BPIExpressOnline if you are a depositor of BPI. Online payment through BPIExpressOnline removes all the hassles when paying bills.

If you are a forgetful type of person, then BPIExpressOnline can help you more because of its Scheduled Bills Payment Facility. This allows you to schedule, in advance, all the recurring payments. Scheduling is one-time only and can easily be done in BPIExpressOnline. This facility prevents you from missing the payment of your bills.


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  1. Anonymous June 21, 2012 at 10:44 AM  

    Good morning po, paano niyo po malalaman na sa bills niyo po talaga papasok yung pera?

    for example:

    magbabayad ako sa PLDT, would it be enough for BPIexpressonline to determine my bills through the reference number I provided?

  2. Ishmael Fischer Ahab June 21, 2012 at 11:27 AM  

    Hello and good morning din Anonymous.

    Yes. Sa bills ninyo papasok yung babayaran ng BPIExpressOnline. Yung reference number kasi ng bills ninyo ay isang unique number. Sa bills n'yo lang po iyon naka-assign.

    'Yun nga lang dapat siguruhin ninyo na tama 'yung ipinasok ninyong reference number.

  3. Anonymous June 21, 2012 at 11:49 AM  

    ok thank you po, so dapat lang po talaga is sigurado kayo sa reference number na ilalagay niyo, which in my case is the account number of my PLDT internet bills. Yun nga lang wala ka resibo, good thing I made a screenshot of my transaction...

    Many Thanks! GODBLESS

  4. Ishmael Fischer Ahab June 21, 2012 at 4:30 PM  

    Hello ulit Anonymous,

    Tingnan mo 'yung next bill mo kung pumasok nga 'yung ibinayad mo. Makikita mo naman kasi may computation naman siguro dun.

  5. Anonymous May 12, 2013 at 9:23 PM  

    Ung sa cebu pacific na nasa merchant ng bill payments nyo actuve pa ba un kasi na deduct na sa akn ung booking amount ko sa acnt ko di na ng reflect sa cebu pac. Paano maibalik ng bpi ubg na deduct sa akin.

  6. Ishmael Fischer Ahab May 13, 2013 at 8:13 AM  


    Problema nga yan. Please contact BPI to resolve your problem. Here is their contact numbers:

    89-100 for Metro Manila 1-800-188-89100 for domestic toll-free calls (where available)

  7. Anonymous May 27, 2013 at 12:23 PM  

    How many business days po ba bago ma post yung payment?

  8. Ishmael Fischer Ahab May 28, 2013 at 12:26 PM  


    One business day ang hihintayin para ma-post yung payment.

  9. Anonymous July 24, 2013 at 12:40 AM  

    may remittance ba pag nagbayad ka sa bpiexpressonline or this is free?

  10. Ishmael Fischer Ahab July 25, 2013 at 4:36 PM  


    I think that this is free.

  11. Janice Christine Alvarez September 29, 2013 at 9:34 AM  

    may 2 po kc nakalagay na number sa PLDT bills. ung first ung account number then the other Service Reference No. which is actually my phone number. so alin po ba dun ang ilalagay sa website ng BPI?

  12. Ishmael Fischer Ahab October 1, 2013 at 9:02 AM  


    Mas mabuti po na tawagan ninyo ang customer service ng PLDT at tanungin ninyo kung ano ang ilalagay na number sa online payments.

  13. Anonymous October 7, 2013 at 6:42 AM  

    Pwede po b ang maynilad bills?

  14. Ishmael Fischer Ahab October 8, 2013 at 1:52 PM  


    Pwede po sa BPIExpressOnline yung Maynilad bills.

  15. irish fabe May 1, 2014 at 5:37 PM  

    i want to pay my booking in cebu pacific using my BPI savings account through online. what should i use as my reference number? what i have is booking number which is 12 digit number.thanks and hope you can help me with this.

  16. Ishmael Fischer Ahab May 1, 2014 at 10:43 PM  


    I looked at the list of merchant for eligible for online BPI payment. Sabi sa Cebu Pacific ay CASH ONLY so malamang na hindi magbayad online.

    Please go to this link for info:

  17. Anonymous May 12, 2014 at 5:05 PM  

    we paid our pldt bills online and ang problem po na_double deduct yung sa bpi acct ko. who should i contact? BPI or PLDT? and pls include their toll free hotline. thanks!

  18. Ishmael Fischer Ahab May 13, 2014 at 5:13 PM  


    I suggest that you contact BPI first kasi baka yung system nila ang nagka-problema.

    Then contact PLDT to ask kung nag-reflect sa kanila yung double payment. Ipa-carry-over mo na lang para sa next month yung double payment.

    BPI Hotline: 89-100 for Metro Manila & 1-800-188-89100 for domestic toll-free calls. Toll free para lang sa PLDT subscribers.

    PLDT hotline: 171 (toll free)